In its second annual study of vehicle types, their driver profiles, and the frequency of traffic violations, auto insurance analytics firm Quality Planning debunks conventional wisdom that high-performance cars attract the most tickets.

At a stoplight, a woman in her 20s driving a red Pontiac Grand Am pulls up next to a 50-something man behind the wheel of a black Mercedes SL convertible. Which one of those two is more likely to get a traffic ticket?

Drivers of Mercedes-Benz SL-Class convertibles are the most likely to receive traffic tickets and are cited about four times as often as the average U.S. motorist, according to Verisk Analytics Inc.

Recent studies reveal a shocking truth: Hybrid-car owners drive substantially more miles, receive significantly more traffic tickets and have more accidents than their gas-hogging counterparts.

Drivers are more likely to report a "life change" to their auto insurer if doing so will decrease their insurance premium.

If there's one lesson to be learned from the mortgage industry meltdown, it's that when consumers misrepresent facts, and underwriters do not adequately validate information, financial performance suffers.

The significant drop in annual mileage that occurred between 2007 and 2009 has ended, and is likely linked to the U.S. economy improving.

In 2008, the private passenger auto insurance industry missed $15.9 billion in premiums because of rating errors. Common rating errors include under-estimated annual mileage, unrated operators, incorrect garage locations, expired discounts, and misstated usage.